You’re Making Money. Now It’s Time to Get Funded!
Repair your credit.
Build a fundable profile.
Access Capital to Scale!
Get started now to improve your score and secure the financial freedom you deserve.
Remove negative items
Boost your credit score
Get approved faster
Backed by a 100% money-back guarantee
"Finally Got Approved, After Years of Denials"
I used to think funding was out of reach because of my credit. But HowToCredit changed everything. They didn’t just fix my score—they showed me how to build a fundable profile, structure my business the right way, and position myself to actually get approved. Within a few months, I saw my credit jump over 100 points—and last week, I finally secured my first $52K in business funding. I can’t thank them enough!
Richard K
⭐⭐⭐⭐⭐ - 5 Star Reviews
Here’s How To Credit Helps You Win:
Expert Guidance
You’ll work directly with a credit expert who knows how to challenge negative items, improve your score, and coach you along the way.
Customized Game Plan
No cookie-cutter strategies. You get a step-by-step credit roadmap tailored to your goals and credit profile.
Confidence & Clarity
No more guessing. You’ll understand exactly what’s hurting your credit—and what to do about it.
Real Results, Real Support
We walk with you, not just talk at you. That’s how we help people rebuild credit every day.
⭐⭐⭐⭐⭐ - 5 Star Reviews
Here’s How To Credit Helps You Win:
Expert Guidance
You’ll work directly with a credit expert who knows how to challenge negative items, improve your score, and coach you along the way.
Customized Game Plan
No cookie-cutter strategies. You get a step-by-step credit roadmap tailored to your goals and credit profile.
Confidence & Clarity
No more guessing. You’ll understand exactly what’s hurting your credit—and what to do about it.
Real Results, Real Support
We walk with you, not just talk at you. That’s how we help people rebuild credit every day.
⭐⭐⭐⭐⭐ - 5 Star Reviews
About How To Credit
At How To Credit, we’re on a mission to demystify credit and put the power back in your hands.
We don’t just “fix” credit—we teach you how to understand it, rebuild it, and use it to unlock real financial freedom. Our approach combines expert-led audits, legal-based dispute strategies, and step-by-step education to deliver lasting results.
Whether you've been denied for a loan, hit a wall trying to do it yourself, or just want clarity on what actually works—we’re here to help.
Real-time updates
100% money-back guarantee
Fast, responsive support every step of the way
You deserve more than a score—you deserve options, approvals, and peace of mind.
Welcome to How To Credit—where rebuilding your credit is just the beginning.
⭐⭐⭐⭐⭐ - 5 Star Reviews
TESTIMONIALS
What others are saying
My score increased by 109 points
"My experience with Erik has been outstanding! In just the first month, I saw significant changes in my credit reports. My Equifax score increased by 109 points after a negative account was removed.
Score Boost
Clean Credit Report
Happened within a short period
⭐⭐⭐⭐⭐ - 5 Star Reviews
$125k FUNDING APPROVAL!
" Thanks To Erik, I was able to get my personal & Biz Credit together, and received MORE than what i expected! "
Score Increase
Get the Funding you need
Seeing results quickly
⭐⭐⭐⭐⭐ - 5 Star Reviews
No More Stressing About My Credit Score!
Every time I checked my credit, I felt sick to my stomach. It was holding me back from investing in real estate, and I knew I had to do something. "How to credit" not only fixed my credit but also taught me how to maintain a high score. Now, I’m in the 750s, $50k in funding, and just closed on my first investment property!
Simple and Stress-free Process
secured $50,000 in funding
⭐⭐⭐⭐⭐ - 5 Star Reviews
Book Your Free 1-on-1 Strategy Call
Fill Out the Form Below to See If We are A Good Fit,
Then Kindly Schedule Your FREE Funding Roadmap Consultation.
Frequently asked questions
Things people most often ask about
How does it work?
We review your credit, find what’s holding you back, and build a plan to dispute, rebuild, and grow.
How fast will I see results?
Some clients see changes in as little as 30 days. Real change depends on your starting point and consistency.
Do you work with people who have no credit?
Yes! We help build, rebuild, and repair—whether you’re starting from scratch or bouncing back.
What if I’ve tried before and nothing worked?
That’s why we offer personalized help. No bots. No guesswork. Just real strategy and support.
Stop letting bad credit hold you back.
Take the first step today.
10-Day Money Back Guarantee
We are confident that you will receive outstanding value. That is why we are willing to provide you with a 10-Day Money Back Guarantee from the date of your purchase. If for any reason you would like to leave the program during the first 10 days, you can simply email our team and we will refund your payment in full
⭐⭐⭐⭐⭐ - 5 Star Reviews